/* ============================================================
   Shri Maharudra Hanuman Patsanstha - Main Stylesheet
   Brand fonts (Poppins + Noto Sans Devanagari) are loaded via
   <link rel="preconnect"/stylesheet"> tags in each page <head>
   for faster, non-render-blocking delivery.
   ============================================================ */

/* ============================================================
   CSS Variables — Brand Design Tokens
   ============================================================ */
:root {
  /* Brand colors — matched to the official crest (raw-sources/Logo.png)
     and letterhead: saffron/orange mark on a navy-trust secondary. */
  --primary:       #f26522;
  --primary-dark:  #d4551a;
  --primary-light: #ff8c55;
  --primary-rgb:   242,101,34;
  --secondary:     #1a3c6b;
  --secondary-dark:#122c52;
  --secondary-rgb: 26,60,107;
  --accent-gold:   #c8962c;

  --white:         #ffffff;
  --light-gray:    #f8f9fa;
  --mid-gray:      #e9ecef;
  --text-dark:     #1e1e2e;
  --text-gray:     #6c757d;
  --text-light:    #adb5bd;
  --border:        #dee2e6;

  --success:       #1e7e42;
  --success-bg:    #d4edda;
  --success-text:  #155724;
  --danger:        #e74c3c;

  --shadow-sm:     0 2px 8px rgba(0,0,0,0.08);
  --shadow-md:     0 4px 20px rgba(0,0,0,0.12);
  --shadow-lg:     0 8px 40px rgba(0,0,0,0.16);
  --shadow-orange: 0 4px 20px rgba(242,101,34,0.3);

  --radius-sm:     6px;
  --radius-md:     12px;
  --radius-lg:     20px;
  --radius-xl:     30px;

  --transition:    all 0.3s ease;
  --font-main:     'Poppins', 'Noto Sans Devanagari', sans-serif;
  --nav-height:    76px;

  /* Spacing scale — used for new/updated rules so future pages
     can stay consistent instead of picking arbitrary px values. */
  --space-1: 4px;
  --space-2: 8px;
  --space-3: 12px;
  --space-4: 16px;
  --space-5: 24px;
  --space-6: 32px;
  --space-7: 48px;
  --space-8: 64px;
}

/* ============================================================
   Reset & Base
   ============================================================ */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: var(--font-main);
  color: var(--text-dark);
  background: var(--white);
  line-height: 1.6;
  overflow-x: hidden;
}

img { max-width: 100%; display: block; }
a  { text-decoration: none; color: inherit; }
ul { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }

/* ============================================================
   Typography
   ============================================================ */
h1 { font-size: clamp(1.8rem, 4vw, 3rem); font-weight: 800; line-height: 1.28; text-wrap: balance; }
h2 { font-size: clamp(1.5rem, 3vw, 2.2rem); font-weight: 700; line-height: 1.35; text-wrap: balance; }
h3 { font-size: clamp(1.1rem, 2vw, 1.4rem); font-weight: 600; line-height: 1.4; }
h4 { font-size: 1.1rem; font-weight: 600; line-height: 1.4; }
p  { font-size: 0.95rem; color: var(--text-gray); line-height: 1.8; }

/* Note: Devanagari glyphs run taller than Latin at the same line-height.
   The site defaults to and mostly displays Marathi, so heading
   line-heights above are tuned generously (1.28–1.4) to keep मराठी
   headings from feeling cramped — this also reads fine for English/Hindi. */

/* ============================================================
   Utility Classes
   ============================================================ */
.container {
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
}

.section-pad { padding: 80px 0; }
.section-pad-sm { padding: 50px 0; }

.section-header {
  text-align: center;
  margin-bottom: 50px;
}
.section-header h2 { color: var(--text-dark); margin-bottom: 12px; }
.section-header p  { max-width: 560px; margin: 0 auto; }

.section-badge {
  display: inline-block;
  background: rgba(242,101,34,0.1);
  color: var(--primary);
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  padding: 6px 16px;
  border-radius: 50px;
  margin-bottom: 12px;
}

.divider {
  width: 60px;
  height: 4px;
  background: linear-gradient(90deg, var(--primary), var(--primary-light));
  border-radius: 2px;
  margin: 14px auto 0;
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 12px 28px;
  border-radius: var(--radius-xl);
  font-size: 0.9rem;
  font-weight: 600;
  transition: var(--transition);
  letter-spacing: 0.3px;
}

.btn-primary {
  background: linear-gradient(135deg, var(--primary), var(--primary-dark));
  color: var(--white);
  box-shadow: var(--shadow-orange);
}
.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 30px rgba(242,101,34,0.45);
}

.btn-outline {
  border: 2px solid var(--primary);
  color: var(--primary);
  background: transparent;
}
.btn-outline:hover {
  background: var(--primary);
  color: var(--white);
  transform: translateY(-2px);
}

.btn-white {
  background: var(--white);
  color: var(--primary);
  font-weight: 700;
  box-shadow: var(--shadow-md);
}
.btn-white:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

/* Keyboard focus — visible ring on every interactive brand element.
   (Form fields keep their own border+glow focus style below.) */
.btn:focus-visible,
.lang-btn:focus-visible,
.nav-links a:focus-visible,
.sidebar-nav a:focus-visible,
.footer-links a:focus-visible,
.social-link:focus-visible,
.hamburger:focus-visible,
.sidebar-close:focus-visible,
.scroll-top:focus-visible,
.nav-logo:focus-visible {
  outline: 2px solid var(--primary);
  outline-offset: 3px;
  border-radius: var(--radius-sm);
}

/* Cards */
.card {
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 28px;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--border);
  transition: var(--transition);
}
.card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-md);
  border-color: rgba(242,101,34,0.2);
}

/* Grid layouts */
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }

/* ============================================================
   TOP ANNOUNCEMENT BAR
   ============================================================ */
.announcement-bar {
  background: var(--secondary);
  color: var(--white);
  padding: 8px 0;
  font-size: 0.82rem;
  overflow: hidden;
}
.announcement-bar .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}
.announcement-ticker {
  flex: 1;
  overflow: hidden;
  position: relative;
}
.ticker-inner {
  display: inline-block;
  white-space: nowrap;
  animation: ticker 30s linear infinite;
}
.ticker-inner span { margin-right: 60px; }
@keyframes ticker {
  0%   { transform: translateX(0); }
  100% { transform: translateX(-50%); }
}
.ann-contact { display: flex; gap: 20px; font-size: 0.8rem; opacity: 0.85; }
.ann-contact a { color: var(--white); transition: var(--transition); }
.ann-contact a:hover { color: var(--primary-light); }

/* ============================================================
   NAVBAR
   ============================================================ */
.navbar {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: var(--white);
  height: var(--nav-height);
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
}
.navbar.scrolled {
  box-shadow: var(--shadow-md);
  background: rgba(255,255,255,0.97);
  backdrop-filter: blur(10px);
}
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  height: 100%;
}

/* Logo */
.nav-logo {
  display: flex;
  align-items: center;
  gap: 14px;
  flex: 0 1 480px;
  min-width: 0;
}
/* .logo-icon is the official crest (raw-sources/Logo.png, exported to
   images/brand/logo-mark.png). It already includes its own orange/white
   badge shape, so it renders directly with no background box behind it. */
.logo-icon {
  height: 48px;
  width: auto;
  display: block;
  object-fit: contain;
  flex-shrink: 0;
}
.logo-text { line-height: 1.2; min-width: 0; }
/* Org name wraps up to 2 lines instead of truncating to an ellipsis on one
   line — the full official name is long, and a single truncated line reads
   as unfinished/unprofessional on common desktop widths. */
.logo-text .bank-name {
  font-size: 0.98rem; font-weight: 700; color: var(--text-dark);
  display: -webkit-box;
  -webkit-line-clamp: 2;
  -webkit-box-orient: vertical;
  overflow: hidden;
  line-height: 1.24;
}
/* Header subtitle removed per client request (kept in sidebar/footer, which
   use their own .sidebar-logo/.footer-brand scoped rules, not this one). */
.logo-text .bank-subtitle {
  display: none;
}

/* Nav links */
.nav-links {
  display: flex; align-items: center; justify-content: center; gap: 4px;
  flex: 1 0 auto;
  min-width: 0;
}
.nav-links a {
  padding: 8px 14px;
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--text-dark);
  border-radius: var(--radius-sm);
  transition: var(--transition);
  position: relative;
  white-space: nowrap;
}
.nav-links a::after {
  content: '';
  position: absolute;
  bottom: 4px; left: 50%; right: 50%;
  height: 2px;
  background: var(--primary);
  border-radius: 2px;
  transition: var(--transition);
}
.nav-links a:hover::after,
.nav-links a.active::after {
  left: 14px; right: 14px;
}
.nav-links a:hover, .nav-links a.active {
  color: var(--primary);
  background: rgba(242,101,34,0.06);
}

.nav-cta {
  display: flex; align-items: center; gap: 10px;
  flex: 0 0 auto;
}
.nav-cta .btn {
  white-space: nowrap;
}
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  padding: 8px;
  cursor: pointer;
}
.hamburger span {
  display: block; width: 24px; height: 2.5px;
  background: var(--text-dark); border-radius: 2px;
  transition: var(--transition);
}
.hamburger.active span:nth-child(1) { transform: rotate(45deg) translate(5px,5px); }
.hamburger.active span:nth-child(2) { opacity: 0; transform: scaleX(0); }
.hamburger.active span:nth-child(3) { transform: rotate(-45deg) translate(5px,-5px); }

/* Hanuman brand mark — far right of the header, desktop/tablet only.
   Dropped on the hamburger breakpoint (see responsive.css) where the
   logo + menu button already need all available width. */
.nav-hanuman {
  display: flex;
  align-items: center;
  flex-shrink: 0;
  margin-left: 6px;
  padding-left: 6px;
  border-left: 1px solid var(--border);
}
.nav-hanuman img {
  height: 42px;
  width: auto;
  display: block;
  object-fit: contain;
}

/* ============================================================
   SIDEBAR (Mobile)
   ============================================================ */
.sidebar-overlay {
  display: none;
  position: fixed; inset: 0;
  background: rgba(0,0,0,0.5);
  z-index: 1100;
  opacity: 0;
  transition: opacity 0.3s ease;
}
.sidebar-overlay.active { opacity: 1; }

.sidebar {
  position: fixed;
  top: 0; left: -100%;
  width: 280px; height: 100vh;
  background: var(--white);
  z-index: 1200;
  transition: left 0.35s cubic-bezier(0.4,0,0.2,1);
  display: flex; flex-direction: column;
  box-shadow: var(--shadow-lg);
}
.sidebar.open { left: 0; }

.sidebar-header {
  background: linear-gradient(135deg, var(--secondary), var(--secondary-dark));
  padding: 24px 20px;
  display: flex; align-items: center; justify-content: space-between;
}
.sidebar-logo { display: flex; align-items: center; gap: 10px; }
.sidebar-logo .logo-icon { height: 42px; }
.sidebar-logo .bank-name { color: var(--white); font-size: 0.85rem; font-weight: 700; }
.sidebar-logo .bank-subtitle { color: rgba(255,255,255,0.65); font-size: 0.7rem; }
.sidebar-close {
  color: var(--white); font-size: 1.4rem; padding: 4px 8px;
  border-radius: 6px; transition: var(--transition);
}
.sidebar-close:hover { background: rgba(255,255,255,0.15); }

.sidebar-nav { flex: 1; padding: 20px 0; overflow-y: auto; }
.sidebar-nav a {
  display: flex; align-items: center; gap: 14px;
  padding: 13px 24px;
  font-size: 0.92rem; font-weight: 500;
  color: var(--text-dark);
  transition: var(--transition);
  border-left: 3px solid transparent;
}
.sidebar-nav a .nav-icon { font-size: 1.1rem; width: 20px; text-align: center; }
.sidebar-nav a:hover, .sidebar-nav a.active {
  color: var(--primary);
  background: rgba(242,101,34,0.06);
  border-left-color: var(--primary);
}

.sidebar-footer {
  padding: 20px 24px;
  border-top: 1px solid var(--border);
  font-size: 0.8rem;
  color: var(--text-gray);
  text-align: center;
}

/* ============================================================
   LANGUAGE SWITCHER (FLOATING)
   ============================================================ */
.lang-switcher {
  position: fixed;
  right: 20px;
  top: 50%;
  transform: translateY(-50%);
  z-index: 999;
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.lang-btn {
  width: 48px; height: 48px;
  border-radius: 50%;
  background: var(--white);
  border: 2px solid var(--border);
  font-size: 0.72rem;
  font-weight: 700;
  color: var(--text-gray);
  transition: background-color 0.12s ease, color 0.12s ease, border-color 0.12s ease, box-shadow 0.12s ease;
  display: flex; align-items: center; justify-content: center;
  box-shadow: var(--shadow-sm);
  cursor: pointer;
  font-family: var(--font-main);
}
.lang-btn:hover, .lang-btn.active {
  background: var(--primary);
  color: var(--white);
  border-color: var(--primary);
  box-shadow: var(--shadow-orange);
}

/* ============================================================
   HERO BANNER
   ============================================================ */
.hero {
  position: relative;
  background: linear-gradient(135deg, var(--secondary) 0%, #0e2240 50%, #1a3c6b 100%);
  padding: 32px 0 20px;
  overflow: hidden;
}
.hero-bg-pattern {
  position: absolute; inset: 0;
  background-image:
    radial-gradient(circle at 20% 50%, rgba(242,101,34,0.12) 0%, transparent 50%),
    radial-gradient(circle at 80% 20%, rgba(242,101,34,0.08) 0%, transparent 40%);
}
.hero-shapes {
  position: absolute; right: 0; top: 0; bottom: 0;
  width: 50%;
  overflow: hidden;
}
.hero-shape {
  position: absolute;
  border-radius: 50%;
  background: rgba(255,255,255,0.03);
}
.hero-shape-1 { width: 400px; height: 400px; top: -100px; right: -100px; }
.hero-shape-2 { width: 250px; height: 250px; bottom: -50px; right: 100px; background: rgba(242,101,34,0.08); }
.hero-shape-3 { width: 150px; height: 150px; top: 50px; right: 250px; }

.hero .container { position: relative; z-index: 1; }

/* ---- Hero slider mechanics ---- */
.hero-slides {
  position: relative;
  min-height: 368px;
}
.hero-slide {
  position: absolute; inset: 0;
  display: flex; align-items: center;
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transition: opacity 0.7s ease;
}
.hero-slide.active {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
}

/* ---- Two-column hero layout ---- */
.hero-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 30px;
  align-items: center;
  width: 100%;
}

/* ---- Right-side visual composition (layered, per-slide) ---- */
.hero-visual-stage {
  position: relative;
  height: 300px;
  display: flex;
  align-items: center;
  justify-content: center;
}
.hvs-glow {
  position: absolute;
  border-radius: 50%;
  filter: blur(46px);
  opacity: 0.5;
  z-index: 0;
}
.hvs-glow-a { width: 190px; height: 190px; top: -20px; left: 6%; background: var(--primary); }
.hvs-glow-b { width: 150px; height: 150px; bottom: -10px; right: 8%; background: #3a6ea5; opacity: 0.4; }

.hvs-backdrop {
  position: absolute;
  width: 290px; height: 264px;
  top: 50%; left: 50%;
  transform: translate(-50%, -50%);
  border-radius: 46% 54% 61% 39% / 44% 41% 59% 56%;
  border: 1px solid rgba(255,255,255,0.14);
  box-shadow: 0 25px 55px rgba(0,0,0,0.35), inset 0 0 0 1px rgba(255,255,255,0.03);
  z-index: 1;
  transition: background 0.6s ease;
}
.theme-loans .hvs-backdrop    { background: linear-gradient(135deg, rgba(242,101,34,0.24), rgba(242,101,34,0.02)); }
.theme-deposits .hvs-backdrop { background: linear-gradient(135deg, rgba(255,159,67,0.24), rgba(242,101,34,0.03)); }
.theme-digital .hvs-backdrop  { background: linear-gradient(135deg, rgba(58,110,165,0.3), rgba(15,36,68,0.05)); }

.hvs-ring {
  position: absolute;
  width: 226px; height: 226px;
  top: 50%; left: 50%;
  transform: translate(-50%, -50%);
  border-radius: 50%;
  border: 1.5px dashed rgba(255,255,255,0.22);
  z-index: 2;
}

.hvs-main {
  position: relative;
  z-index: 3;
  width: 184px; height: 184px;
  border-radius: 50%;
  overflow: hidden;
  box-shadow: 0 18px 42px rgba(0,0,0,0.42);
  border: 4px solid rgba(255,255,255,0.92);
  background: var(--white);
}
.hvs-main img { width: 100%; height: 100%; object-fit: cover; display: block; }
.hvs-main.hvs-growth {
  display: flex; align-items: center; justify-content: center;
  background: linear-gradient(135deg, var(--primary), var(--primary-dark));
  border-color: rgba(255,255,255,0.3);
}
.hvs-main.hvs-growth svg {
  width: 44%; height: 44%;
  stroke: var(--white); fill: none;
  stroke-width: 1.6; stroke-linecap: round; stroke-linejoin: round;
}

.hvs-bars {
  position: absolute;
  z-index: 2;
  bottom: 12%; right: 6%;
  display: flex; align-items: flex-end; gap: 6px;
  width: 66px; height: 64px;
}
.hvs-bar {
  width: 12px;
  border-radius: 4px 4px 0 0;
  background: linear-gradient(180deg, var(--primary-light), var(--primary));
  box-shadow: 0 4px 10px rgba(242,101,34,0.35);
}

.hvs-chip {
  position: absolute;
  z-index: 4;
  border-radius: 50%;
  overflow: hidden;
  box-shadow: 0 10px 24px rgba(0,0,0,0.38);
  border: 3px solid var(--white);
  background: var(--white);
}
.hvs-chip img { width: 100%; height: 100%; object-fit: cover; display: block; }
.hvs-chip img[src*="logo-mark"] { object-fit: contain; padding: 9px; }
.hvs-chip-a { width: 62px; height: 62px; top: 4%; right: 4%; }
.hvs-chip-b { width: 56px; height: 56px; bottom: 6%; left: 0; }
.hvs-chip-icon {
  display: flex; align-items: center; justify-content: center;
  background: var(--primary);
  border-color: rgba(255,255,255,0.9);
}
.hvs-chip-icon svg {
  width: 52%; height: 52%;
  stroke: var(--white); fill: none;
  stroke-width: 1.6; stroke-linecap: round; stroke-linejoin: round;
}

.hvs-dot { position: absolute; border-radius: 50%; z-index: 2; background: rgba(255,255,255,0.4); }
.hvs-dot-1 { width: 8px; height: 8px; top: 12%; left: 6%; }
.hvs-dot-2 { width: 5px; height: 5px; bottom: 18%; right: 0; background: var(--primary-light); }
.hvs-dot-3 { width: 6px; height: 6px; top: 6%; right: 30%; }

.hero-controls {
  display: flex; align-items: center; justify-content: center;
  gap: 18px;
  margin-top: 16px;
  padding-top: 14px;
  border-top: 1px solid rgba(255,255,255,0.1);
}
.hero-arrow {
  width: 38px; height: 38px;
  border-radius: 50%;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.15);
  color: var(--white);
  font-size: 1.3rem;
  line-height: 1;
  display: flex; align-items: center; justify-content: center;
  transition: var(--transition);
  flex-shrink: 0;
}
.hero-arrow:hover { background: var(--primary); border-color: var(--primary); }
.hero-dots { display: flex; align-items: center; gap: 10px; }
.hero-dot {
  width: 9px; height: 9px;
  border-radius: 50%;
  background: rgba(255,255,255,0.25);
  transition: var(--transition);
  padding: 0;
}
.hero-dot.active { background: var(--primary); width: 26px; border-radius: 5px; }
.hero-dot:hover { background: rgba(255,255,255,0.5); }

.hero-content { max-width: none; padding: 0; }

.hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(242,101,34,0.15);
  border: 1px solid rgba(242,101,34,0.3);
  color: #ff8c55;
  padding: 6px 15px; border-radius: 50px;
  font-size: 0.8rem; font-weight: 600;
  margin-bottom: 14px;
  letter-spacing: 0.5px;
}

.hero-content h1 {
  color: var(--white);
  margin-bottom: 6px;
  font-weight: 800;
  font-size: clamp(1.6rem, 3.1vw, 2.5rem);
  line-height: 1.22;
}
.hero-content h1 span { color: var(--primary-light); }
.hero-tagline {
  color: rgba(255,255,255,0.7);
  font-size: 1.05rem;
  margin-bottom: 10px;
  font-weight: 500;
}
.hero-content p {
  color: rgba(255,255,255,0.6);
  font-size: 0.92rem;
  margin-bottom: 18px;
  max-width: 460px;
}

.hero-buttons { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 0; }

.hero-stats {
  display: flex; gap: 26px; flex-wrap: wrap;
  margin-top: 20px;
}
.stat-item { text-align: left; }
.stat-number { display: block; font-size: 1.6rem; font-weight: 800; color: var(--white); }
.stat-label  { font-size: 0.75rem; color: rgba(255,255,255,0.55); text-transform: uppercase; letter-spacing: 1px; }

/* ============================================================
   DEPOSIT INTEREST-RATE TABLE
   Desktop: a normal table. Mobile (see responsive.css): each row
   becomes a compact card, with .rate-label showing the column name
   next to each value — keeping it short and readable without
   horizontal scrolling. New columns can be added as an extra
   <th>/<td data-label> pair without any other markup changes.
   ============================================================ */
.rate-table-wrap {
  background: var(--white);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
  overflow: hidden;
}
.rate-table { width: 100%; border-collapse: collapse; }
.rate-table thead { background: var(--secondary); color: var(--white); }
.rate-table th {
  padding: 14px 20px;
  text-align: center;
  font-size: 0.875rem;
  font-weight: 600;
}
.rate-table th:first-child { text-align: left; }
.rate-table tbody tr { border-bottom: 1px solid var(--border); }
.rate-table tbody tr:last-child { border-bottom: none; }
.rate-table tbody tr:nth-child(even) { background: var(--light-gray); }
.rate-table td {
  padding: 13px 20px;
  text-align: center;
  font-size: 0.9rem;
}
.rate-table .rate-scheme { text-align: left; font-weight: 500; }
.rate-table .rate-label { display: none; }
.rate-val { color: var(--text-gray); }
.rate-val-primary { font-weight: 700; color: var(--primary); }
.rate-val-secondary { font-weight: 700; color: var(--secondary); }

/* ============================================================
   PAGE HERO (Internal Pages)
   ============================================================ */
.page-hero {
  background: linear-gradient(135deg, var(--secondary), #0e2240);
  padding: 60px 0 50px;
  position: relative;
  overflow: hidden;
}
.page-hero::after {
  content: '';
  position: absolute; inset: 0;
  background: radial-gradient(circle at 70% 50%, rgba(242,101,34,0.1), transparent 60%);
}
.page-hero .container { position: relative; z-index: 1; }
.page-hero h1 { color: var(--white); font-size: clamp(1.6rem, 3vw, 2.5rem); margin-bottom: 10px; }
.page-hero p { color: rgba(255,255,255,0.65); margin: 0; font-size: 0.95rem; }

.breadcrumb {
  display: flex; align-items: center; gap: 8px;
  margin-bottom: 16px;
  font-size: 0.82rem;
}
.breadcrumb a { color: rgba(255,255,255,0.6); transition: var(--transition); }
.breadcrumb a:hover { color: var(--primary-light); }
.breadcrumb span { color: rgba(255,255,255,0.35); }
.breadcrumb .current { color: var(--primary-light); font-weight: 600; }

/* ============================================================
   ANNOUNCEMENTS (Home)
   ============================================================ */
.announcements { background: var(--light-gray); }

.notice-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }

.notice-card {
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 22px;
  border-left: 4px solid var(--primary);
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
}
.notice-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}
.notice-top { display: flex; align-items: center; justify-content: space-between; gap: 10px; margin-bottom: 8px; }
.notice-icon {
  width: 34px; height: 34px;
  border-radius: 50%;
  background: rgba(242,101,34,0.1);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.notice-icon svg { width: 17px; height: 17px; stroke: var(--primary); fill: none; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.notice-date {
  font-size: 0.75rem;
  color: var(--primary);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 0;
}
.notice-card h4 { color: var(--text-dark); font-size: 0.95rem; margin-bottom: 8px; }
.notice-card p  { font-size: 0.85rem; line-height: 1.6; }

/* ============================================================
   ABOUT INTRO (Home)
   ============================================================ */
.about-intro { background: var(--white); }
.about-intro-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}
.about-img-wrap {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
}
.about-img {
  display: block;
  width: 100%;
  height: 360px;
  object-fit: cover;
  object-position: center;
}
.about-img-tall {
  height: 400px;
}
.about-img-placeholder {
  height: 360px;
  background: linear-gradient(135deg, var(--secondary) 0%, #1a4a8a 100%);
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  gap: 14px;
}
.about-img-placeholder .big-icon { font-size: 5rem; opacity: 0.6; }
.about-img-placeholder span { color: rgba(255,255,255,0.65); font-size: 0.9rem; font-weight: 500; }
.about-badge-overlay {
  position: absolute; bottom: 20px; left: 20px;
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 14px 18px;
  box-shadow: var(--shadow-md);
}
.about-badge-overlay .num { font-size: 1.8rem; font-weight: 800; color: var(--primary); display: block; }
.about-badge-overlay .lbl { font-size: 0.75rem; color: var(--text-gray); }

/* ---- About / Trust visual (brand plate — replaces the old photo) ----
   Built entirely from official brand assets: the crest (logo-mark.png),
   the Hanuman motif from the letterhead, and the society's own motto.
   No stock photography, no invented imagery. */
.about-visual {
  position: relative;
  width: 100%;
  height: 360px;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
  background: linear-gradient(135deg, var(--secondary) 0%, #0e2240 55%, var(--secondary) 100%);
}
.about-visual::before {
  content: '';
  position: absolute; inset: 0;
  background:
    radial-gradient(circle at 12% 18%, rgba(242,101,34,0.20) 0%, transparent 45%),
    radial-gradient(circle at 88% 88%, rgba(242,101,34,0.14) 0%, transparent 42%);
}
.about-visual-shapes { position: absolute; inset: 0; overflow: hidden; pointer-events: none; }
.av-shape { position: absolute; border-radius: 50%; background: rgba(255,255,255,0.05); }
.av-shape-1 { width: 220px; height: 220px; top: -70px; left: -60px; }
.av-shape-2 { width: 130px; height: 130px; bottom: -36px; left: 38%; background: rgba(242,101,34,0.10); }

.about-visual-hanuman {
  position: absolute;
  right: -14px;
  bottom: -10px;
  height: 84%;
  max-height: 320px;
  width: auto;
  opacity: 0.95;
  filter: drop-shadow(0 12px 26px rgba(0,0,0,0.4));
  pointer-events: none;
}

.about-visual-content {
  position: relative;
  z-index: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 12px;
  padding: 0 26px;
  max-width: 300px;
}
.about-visual-crest {
  height: 104px;
  width: auto;
  object-fit: contain;
  filter: drop-shadow(0 10px 22px rgba(0,0,0,0.4));
}
.about-visual-motto {
  font-family: 'Noto Sans Devanagari', var(--font-main);
  font-size: 1.12rem;
  font-weight: 600;
  color: var(--primary-light);
  letter-spacing: 0.2px;
}
.about-visual-divider {
  width: 44px; height: 3px;
  background: linear-gradient(90deg, var(--primary), var(--primary-light));
  border-radius: 2px;
}
.about-visual-name {
  font-family: 'Noto Sans Devanagari', var(--font-main);
  font-size: 0.86rem;
  font-weight: 600;
  color: rgba(255,255,255,0.72);
  line-height: 1.55;
}

.about-text h2 { margin-bottom: 14px; }
.about-text p  { margin-bottom: 20px; }
.about-highlights { display: flex; flex-direction: column; gap: 12px; margin-bottom: 28px; }
.highlight-item {
  display: flex; align-items: flex-start; gap: 12px;
  font-size: 0.9rem;
}
.highlight-icon {
  width: 32px; height: 32px; flex-shrink: 0;
  background: rgba(242,101,34,0.1);
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  font-size: 0.9rem;
}
.highlight-item span { color: var(--text-dark); font-weight: 500; padding-top: 6px; }

/* ============================================================
   SERVICES SECTION
   ============================================================ */
.services-section { background: var(--light-gray); }

.service-card {
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 32px 24px;
  text-align: center;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--border);
  transition: var(--transition);
}
.service-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-md);
  border-color: rgba(242,101,34,0.25);
}
.service-icon {
  width: 70px; height: 70px;
  background: linear-gradient(135deg, rgba(242,101,34,0.12), rgba(242,101,34,0.06));
  border-radius: var(--radius-md);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.8rem;
  margin: 0 auto 18px;
  transition: var(--transition);
}
.service-icon svg {
  width: 32px; height: 32px;
  stroke: var(--primary);
  fill: none; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round;
  transition: var(--transition);
}
.service-card:hover .service-icon svg { stroke: var(--white); }
.service-card:hover .service-icon {
  background: linear-gradient(135deg, var(--primary), var(--primary-dark));
  transform: scale(1.1) rotate(5deg);
}
.service-card h3 { color: var(--text-dark); margin-bottom: 10px; font-size: 1rem; }
.service-card p  { font-size: 0.85rem; line-height: 1.7; }

/* ---- Six key-service cards (home page) ----
   Real circular photo icons cropped from the official service graphic
   (raw-sources/acc1.png), each keeping that service's own reference
   color as a light accent — while sharing one consistent card system. */
.svc2-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 32px 22px 26px;
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}
.svc2-card::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 4px;
  background: var(--accent, var(--primary));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.35s ease;
}
.svc2-card:hover {
  transform: translateY(-7px);
  box-shadow: var(--shadow-md);
}
.svc2-card:hover::before { transform: scaleX(1); }

.svc2-icon-wrap {
  width: 92px; height: 92px;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  background: rgba(var(--accent-rgb, var(--primary-rgb)), 0.12);
  margin-bottom: 18px;
  transition: var(--transition);
  flex-shrink: 0;
}
.svc2-card:hover .svc2-icon-wrap { transform: scale(1.07); }
.svc2-icon-wrap img {
  width: 74px; height: 74px;
  border-radius: 50%;
  object-fit: cover;
  box-shadow: 0 4px 14px rgba(0,0,0,0.2);
}
.svc2-card h3 { color: var(--text-dark); margin-bottom: 8px; font-size: 0.98rem; line-height: 1.4; }
.svc2-card p  { font-size: 0.83rem; line-height: 1.65; margin-bottom: 16px; flex: 1; }
.svc2-link {
  font-size: 0.78rem; font-weight: 700;
  color: var(--accent, var(--primary));
  letter-spacing: 0.2px;
}

/* Each service keeps its own reference-graphic color as a subtle accent */
.svc2-card.acc-gold     { --accent: var(--primary);   --accent-rgb: var(--primary-rgb); }
.svc2-card.acc-home     { --accent: #0d84c2;          --accent-rgb: 13,132,194; }
.svc2-card.acc-vehicle  { --accent: #a1247a;          --accent-rgb: 161,36,122; }
.svc2-card.acc-business { --accent: #0c9245;          --accent-rgb: 12,146,69; }
.svc2-card.acc-digital  { --accent: #c98f00;          --accent-rgb: 201,143,0; }
.svc2-card.acc-locker   { --accent: #454594;          --accent-rgb: 69,69,148; }

.svc2-card:focus-visible {
  outline: 2px solid var(--accent, var(--primary));
  outline-offset: 3px;
}

/* ---- Awards & Recognition (home page) ----
   Real event photographs cropped from the society's own annual report
   (raw-sources/ahwal 26 c.jpg.jpeg). */
.awards-grid { gap: 28px; }
.award-card {
  background: var(--white);
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--border);
  transition: var(--transition);
}
.award-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-md);
}
.award-img-wrap {
  aspect-ratio: 16 / 10;
  overflow: hidden;
  background: var(--mid-gray);
}
.award-img-wrap img {
  width: 100%; height: 100%;
  object-fit: cover;
  object-position: center top;
  display: block;
  transition: transform 0.5s ease;
}
.award-card:hover .award-img-wrap img { transform: scale(1.04); }
.award-body { padding: 22px 26px 28px; }
.award-tag {
  display: inline-block;
  background: rgba(242,101,34,0.1);
  color: var(--primary);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  padding: 4px 12px;
  border-radius: 50px;
  margin-bottom: 12px;
}
.award-body p {
  font-size: 0.88rem;
  line-height: 1.75;
  color: var(--text-dark);
  margin: 0;
}

/* ============================================================
   DEPOSITS SECTION & CARDS
   ============================================================ */
.deposit-card {
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 28px;
  border-top: 4px solid var(--primary);
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
}
.deposit-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-md);
}
.deposit-card .dep-icon {
  width: 56px; height: 56px;
  background: rgba(242,101,34,0.08);
  border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem;
  margin-bottom: 16px;
}
.dep-icon svg, .loan-icon svg {
  width: 28px; height: 28px;
  stroke: var(--primary);
  fill: none; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round;
}
.wcu-icon {
  width: 64px; height: 64px;
  margin: 0 auto 14px;
  border-radius: 50%;
  background: rgba(242,101,34,0.1);
  display: flex; align-items: center; justify-content: center;
}
.wcu-icon svg {
  width: 30px; height: 30px;
  stroke: var(--primary);
  fill: none; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round;
}
.deposit-card h3 { color: var(--text-dark); font-size: 1rem; margin-bottom: 8px; }
.deposit-card p  { font-size: 0.85rem; line-height: 1.7; }

.highlight-tag {
  display: inline-block;
  background: rgba(242,101,34,0.1);
  color: var(--primary);
  font-size: 0.75rem;
  font-weight: 600;
  padding: 3px 10px;
  border-radius: 50px;
  margin-top: 12px;
}

/* ============================================================
   LOAN CARDS
   ============================================================ */
.loan-card {
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 28px;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--border);
  transition: var(--transition);
  display: flex; flex-direction: column;
}
.loan-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-md);
  border-color: rgba(242,101,34,0.25);
}
.loan-icon {
  width: 58px; height: 58px;
  background: linear-gradient(135deg, var(--secondary), #1a4a8a);
  border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem;
  margin-bottom: 16px;
  color: var(--white);
}
.service-icon img, .loan-icon img {
  width: 78%;
  height: 78%;
  object-fit: contain;
  border-radius: 50%;
  display: block;
}
.loan-card h3 { color: var(--text-dark); font-size: 1rem; margin-bottom: 8px; }
.loan-card p  { font-size: 0.85rem; line-height: 1.7; flex: 1; }
.loan-apply {
  display: inline-flex; align-items: center; gap: 6px;
  color: var(--primary); font-size: 0.82rem; font-weight: 600;
  margin-top: 14px;
  transition: var(--transition);
}
.loan-apply:hover { gap: 10px; }

/* Loan cards double as a click/tap target that opens the detail modal
   (added by main.js); the small corner icon signals that. */
.loan-card-clickable { position: relative; cursor: pointer; }
.loan-card-clickable:focus-visible {
  outline: 2px solid var(--primary);
  outline-offset: 3px;
}
.loan-card-expand {
  position: absolute; top: 16px; right: 16px;
  width: 26px; height: 26px;
  border-radius: 50%;
  background: rgba(242,101,34,0.08);
  display: flex; align-items: center; justify-content: center;
  transition: var(--transition);
}
.loan-card-expand svg {
  width: 13px; height: 13px;
  stroke: var(--primary); fill: none;
  stroke-width: 2; stroke-linecap: round; stroke-linejoin: round;
}
.loan-card-clickable:hover .loan-card-expand,
.loan-card-clickable:focus-visible .loan-card-expand {
  background: var(--primary);
}
.loan-card-clickable:hover .loan-card-expand svg,
.loan-card-clickable:focus-visible .loan-card-expand svg {
  stroke: var(--white);
}

/* ---- Loan detail modal ---- */
.loan-modal-overlay {
  position: fixed; inset: 0;
  background: rgba(15,23,42,0.6);
  display: flex; align-items: center; justify-content: center;
  padding: 20px;
  z-index: 2000;
  opacity: 0; visibility: hidden;
  transition: opacity 0.25s ease, visibility 0.25s ease;
}
.loan-modal-overlay.active { opacity: 1; visibility: visible; }
.loan-modal {
  position: relative;
  background: var(--white);
  border-radius: var(--radius-lg, var(--radius-md));
  max-width: 560px;
  width: 100%;
  max-height: 88vh;
  overflow-y: auto;
  padding: 40px 32px 32px;
  box-shadow: var(--shadow-md);
  transform: translateY(16px) scale(0.98);
  transition: transform 0.25s ease;
}
.loan-modal-overlay.active .loan-modal { transform: translateY(0) scale(1); }
.loan-modal-close {
  position: absolute; top: 16px; right: 16px;
  width: 34px; height: 34px;
  border-radius: 50%;
  background: var(--light-gray);
  color: var(--text-gray);
  font-size: 1rem;
  display: flex; align-items: center; justify-content: center;
  transition: var(--transition);
}
.loan-modal-close:hover { background: var(--primary); color: var(--white); }
.loan-modal-icon {
  width: 64px; height: 64px;
  background: linear-gradient(135deg, var(--secondary), #1a4a8a);
  border-radius: 16px;
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 18px;
  color: var(--white);
  font-size: 1.7rem;
}
.loan-modal-icon img { width: 78%; height: 78%; object-fit: contain; border-radius: 50%; display: block; }
.loan-modal-icon svg { width: 30px; height: 30px; stroke: var(--primary); fill: none; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.loan-modal-title { font-size: 1.35rem; margin-bottom: 10px; color: var(--text-dark); }
.loan-modal-tag { margin-bottom: 14px; }
.loan-modal-desc { font-size: 0.98rem; line-height: 1.75; color: var(--text-gray); margin-bottom: 24px; }
.loan-modal-steps {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
  margin-bottom: 26px;
  padding-top: 22px;
  border-top: 1px solid var(--border);
}
.loan-modal-step { display: flex; gap: 10px; align-items: flex-start; }
.loan-modal-step-num {
  flex-shrink: 0;
  width: 24px; height: 24px;
  border-radius: 50%;
  background: var(--primary);
  color: var(--white);
  font-size: 0.75rem; font-weight: 800;
  display: flex; align-items: center; justify-content: center;
}
.loan-modal-step-text h5 { font-size: 0.82rem; margin-bottom: 2px; color: var(--text-dark); }
.loan-modal-step-text p { font-size: 0.76rem; color: var(--text-gray); line-height: 1.5; }
.loan-modal-cta { width: 100%; justify-content: center; }

/* ============================================================
   ABOUT PAGE SECTIONS
   ============================================================ */
.bank-history { background: var(--white); }

.history-content {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: start;
}
.history-text p { margin-bottom: 16px; }

.timeline { position: relative; padding-left: 24px; }
.timeline::before {
  content: '';
  position: absolute; left: 0; top: 0; bottom: 0;
  width: 3px;
  background: linear-gradient(180deg, var(--primary), var(--secondary));
  border-radius: 2px;
}
.timeline-item {
  position: relative;
  padding: 0 0 28px 24px;
}
.timeline-item::before {
  content: '';
  position: absolute; left: -10px; top: 6px;
  width: 12px; height: 12px;
  background: var(--primary); border-radius: 50%;
  border: 3px solid var(--white);
  box-shadow: 0 0 0 2px var(--primary);
}
.timeline-year {
  font-size: 0.78rem; font-weight: 700;
  color: var(--primary); letter-spacing: 1px;
  text-transform: uppercase; margin-bottom: 4px;
}
.timeline-item h4 { color: var(--text-dark); margin-bottom: 4px; }
.timeline-item p  { font-size: 0.85rem; }

/* Vision Mission */
.vision-mission { background: var(--light-gray); }
.vm-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 30px;
}
.vm-card {
  border-radius: var(--radius-md);
  padding: 36px;
  box-shadow: var(--shadow-sm);
}
.vm-card.vision {
  background: linear-gradient(135deg, var(--secondary), #0e2240);
  color: var(--white);
}
.vm-card.mission {
  background: linear-gradient(135deg, var(--primary), var(--primary-dark));
  color: var(--white);
}
.vm-icon { font-size: 2.5rem; margin-bottom: 16px; }
.vm-card h3 { color: var(--white); font-size: 1.3rem; margin-bottom: 14px; }
.vm-card p  { color: rgba(255,255,255,0.8); line-height: 1.8; }
.vm-list    { list-style: none; margin-top: 14px; }
.vm-list li {
  color: rgba(255,255,255,0.8);
  font-size: 0.88rem;
  padding: 5px 0;
  padding-left: 20px;
  position: relative;
}
.vm-list li::before {
  content: '✓';
  position: absolute; left: 0;
  color: rgba(255,255,255,0.7); font-weight: 700;
}

/* Staff Cards */
.staff-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}
.staff-card {
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 28px 20px;
  text-align: center;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--border);
  transition: var(--transition);
}
.staff-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.staff-avatar {
  width: 80px; height: 80px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--secondary), #2a5298);
  margin: 0 auto 14px;
  display: flex; align-items: center; justify-content: center;
  font-size: 2rem; color: var(--white);
  font-weight: 700;
}
/* Real photo portraits (board/staff, cropped from the annual report) */
.staff-photo {
  width: 84px; height: 84px;
  border-radius: 50%;
  overflow: hidden;
  margin: 0 auto 14px;
  border: 3px solid var(--white);
  outline: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
}
.staff-photo img { width: 100%; height: 100%; object-fit: cover; object-position: center top; display: block; }
.staff-name { font-weight: 700; color: var(--text-dark); font-size: 0.95rem; margin-bottom: 4px; }
.staff-role { font-size: 0.78rem; color: var(--primary); font-weight: 600; margin-bottom: 4px; }
.staff-dept { font-size: 0.78rem; color: var(--text-gray); }

/* Denser grid + smaller cards for the branch/field staff roster */
.staff-grid-team { grid-template-columns: repeat(6, 1fr); gap: 16px; }
.staff-card.sm { padding: 20px 12px; }
.staff-card.sm .staff-photo { width: 64px; height: 64px; margin-bottom: 10px; }
.staff-card.sm .staff-name { font-size: 0.82rem; }
.staff-card.sm .staff-role { font-size: 0.7rem; }

/* Patron / Founder — highlighted row above the regular board grid */
.leadership-special {
  display: flex; justify-content: center; gap: 48px;
  flex-wrap: wrap;
  margin-bottom: 40px;
  padding-bottom: 36px;
  border-bottom: 1px solid var(--border);
}
.special-card { text-align: center; max-width: 190px; }
.special-photo {
  width: 108px; height: 108px;
  border-radius: 50%;
  overflow: hidden;
  margin: 0 auto 12px;
  border: 3px solid var(--white);
  box-shadow: var(--shadow-md);
  outline: 2px solid var(--primary);
}
.special-card.founder .special-photo { outline-color: var(--secondary); }
.special-photo img { width: 100%; height: 100%; object-fit: cover; object-position: center top; display: block; }
.special-name { font-weight: 700; color: var(--text-dark); font-size: 0.95rem; margin-bottom: 4px; }
.special-role {
  font-size: 0.76rem; font-weight: 700; color: var(--primary);
  text-transform: uppercase; letter-spacing: 0.5px;
}
.special-card.founder .special-role { color: var(--secondary); }
.special-dates { font-size: 0.75rem; color: var(--text-gray); margin-top: 4px; }

/* ============================================================
   CONTACT PAGE
   ============================================================ */
.contact-section { background: var(--light-gray); }
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.5fr;
  gap: 40px;
  align-items: start;
}

.contact-info-card {
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 32px;
  box-shadow: var(--shadow-sm);
}
.contact-info-card h3 { margin-bottom: 24px; color: var(--text-dark); }

.contact-item {
  display: flex; gap: 14px; margin-bottom: 22px;
}
.contact-icon {
  width: 44px; height: 44px; flex-shrink: 0;
  background: rgba(242,101,34,0.1);
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1rem;
}
.contact-icon svg {
  width: 20px; height: 20px;
  stroke: var(--primary);
  fill: none; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round;
}
.contact-detail .label { font-size: 0.75rem; color: var(--text-gray); font-weight: 600; text-transform: uppercase; letter-spacing: 0.5px; margin-bottom: 3px; }
.contact-detail .value { font-size: 0.9rem; color: var(--text-dark); font-weight: 500; }

/* Contact Form */
.contact-form-card {
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 36px;
  box-shadow: var(--shadow-sm);
}
.contact-form-card h3 { margin-bottom: 24px; }

.form-group { margin-bottom: 20px; }
.form-group label {
  display: block;
  font-size: 0.85rem; font-weight: 600;
  color: var(--text-dark); margin-bottom: 7px;
}
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 11px 16px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  font-size: 0.9rem;
  font-family: var(--font-main);
  color: var(--text-dark);
  background: var(--white);
  transition: var(--transition);
  outline: none;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(242,101,34,0.12);
}
.form-group textarea { resize: vertical; min-height: 120px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }

.form-error {
  display: none;
  color: #e74c3c;
  font-size: 0.78rem;
  margin-top: 5px;
  font-weight: 500;
}
.form-group.error input,
.form-group.error textarea,
.form-group.error select {
  border-color: #e74c3c;
}
.form-group.error .form-error { display: block; }

.form-success {
  display: none;
  background: #d4edda;
  color: #155724;
  border-radius: var(--radius-sm);
  padding: 14px 18px;
  font-size: 0.9rem;
  font-weight: 500;
  margin-top: 16px;
}
.form-success.show { display: block; }

.map-section { background: var(--white); }
.map-wrapper {
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  border: 1px solid var(--border);
}
.map-wrapper iframe { display: block; }

/* ============================================================
   FOOTER
   ============================================================ */
.footer {
  background: var(--text-dark);
  color: rgba(255,255,255,0.75);
  position: relative;
}
.footer::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: linear-gradient(90deg, var(--primary), var(--primary-light), var(--secondary));
}
.footer-top { padding: 60px 0 40px; }
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.5fr;
  gap: 40px;
}

.footer-brand .logo-wrap {
  display: flex; align-items: center; gap: 12px; margin-bottom: 16px;
}
.footer-brand .logo-icon { height: 46px; }
.footer-brand .bank-name { color: var(--white); font-size: 0.9rem; font-weight: 700; }
.footer-brand .bank-subtitle { color: rgba(255,255,255,0.45); font-size: 0.7rem; }
.footer-brand p { font-size: 0.85rem; line-height: 1.7; margin-bottom: 20px; }
.social-links { display: flex; gap: 10px; }
.social-link {
  width: 36px; height: 36px;
  background: rgba(255,255,255,0.08);
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  font-size: 0.9rem;
  transition: var(--transition); color: rgba(255,255,255,0.7);
  flex-shrink: 0;
}
.social-link:hover { background: var(--primary); color: var(--white); }

.footer-col h4 {
  color: var(--white); font-size: 0.9rem; font-weight: 600;
  margin-bottom: 18px;
  padding-bottom: 10px;
  border-bottom: 2px solid rgba(255,255,255,0.08);
}
.footer-links { display: flex; flex-direction: column; gap: 9px; }
.footer-links a {
  font-size: 0.85rem; color: rgba(255,255,255,0.6);
  transition: var(--transition);
  display: flex; align-items: center; gap: 8px;
}
.footer-links a::before { content: '›'; color: var(--primary); font-size: 1rem; }
.footer-links a:hover { color: var(--white); padding-left: 4px; }

.footer-contact-item {
  display: flex; gap: 10px; margin-bottom: 14px; align-items: flex-start;
}
.footer-contact-item .fci { display: flex; margin-top: 2px; opacity: 0.75; flex-shrink: 0; }
.social-link svg, .fci svg { width: 16px; height: 16px; display: block; }
.footer-contact-item p { font-size: 0.82rem; line-height: 1.6; color: rgba(255,255,255,0.6); }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding: 18px 0;
}
.footer-bottom .container {
  display: flex; align-items: center; justify-content: space-between;
  flex-wrap: wrap; gap: 10px;
}
.footer-bottom p { font-size: 0.82rem; color: rgba(255,255,255,0.45); }
.footer-reg { font-size: 0.78rem; color: rgba(255,255,255,0.3); }

/* ============================================================
   CTA STRIP
   ============================================================ */
.cta-strip {
  background: linear-gradient(135deg, var(--primary), var(--primary-dark));
  padding: 50px 0;
}
.cta-inner {
  display: flex; align-items: center; justify-content: space-between; gap: 30px; flex-wrap: wrap;
}
.cta-text h2 { color: var(--white); margin-bottom: 6px; }
.cta-text p  { color: rgba(255,255,255,0.8); font-size: 0.95rem; }

/* ============================================================
   SCROLL TO TOP
   ============================================================ */
.scroll-top {
  position: fixed; bottom: 30px; right: 20px;
  width: 44px; height: 44px;
  background: var(--secondary);
  color: var(--white);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.1rem;
  box-shadow: var(--shadow-md);
  cursor: pointer;
  z-index: 998;
  transition: var(--transition);
  opacity: 0; pointer-events: none;
  border: none;
}
.scroll-top.visible { opacity: 1; pointer-events: all; }
.scroll-top:hover { background: var(--primary); transform: translateY(-3px); }

/* ============================================================
   ANIMATIONS
   ============================================================ */
@keyframes fadeInUp {
  from { opacity: 0; transform: translateY(30px); }
  to   { opacity: 1; transform: translateY(0); }
}
.animate-in {
  animation: fadeInUp 0.6s ease forwards;
}

.fade-on-scroll {
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.fade-on-scroll.visible {
  opacity: 1;
  transform: none;
}